Business Financing
As one of the fastest growing methods of business expansion in Canada, business format and brand name franchising can help you grow your business. Franchising enables you to combine your proven concept and operating systems with the local market expertise and capital of your franchisee.
Our financing solutions are as unique as your business. We offer customized financing packages for all types of owner-operated business systems if you’re considering franchising as an alternative source of capital or as a means to lower your leverage.
Our financing solutions are as unique as your business. We offer customized financing packages for all types of owner-operated business systems if you’re considering franchising as an alternative source of capital or as a means to lower your leverage.
We can help you to finance the franchisee for a variety of purposes, including
- New franchise purchase
- Franchise renovation
- Franchise expansion
Franchise Financing could be right for your company if:
- your company is an existing owner-operated distribution system in a growth phase and with a track record of success.
- your individual franchisee/unit requirements are in excess of $50,000.
- your company is operating satisfactorily with a reasonably strong balance sheet.
- you may be considering converting your stores from corporate to franchises.
- customized financing packages for most types of franchised business systems
- you require access to an alternative source of capital
- you require access to a full range of corporate finance services
Greenflow Financial’s investment banking and corporate finance practice is centred around small to mid-market companies looking to grow or restructure. We work with companies in many industries including: technology, digital media, manufacturing, financial services, franchising and many others.
GreenFlow’s professionals take a truly consultative approach, in essence becoming part of the “office of the executive” of our investment banking clients during the term of our engagement.
GreenFlow’s professionals take a truly consultative approach, in essence becoming part of the “office of the executive” of our investment banking clients during the term of our engagement.
Our Investment Banking services include:
- Financial Restructurings
- Mergers and Acquisitions
- Management Buyouts
- Strategic Partnerships and Joint Ventures
- Financing Placement
Factoring rates as low as 1.59%
Who are our typical customers? Here are some characteristics of our “typical” customer:
- fast growing companies whose past earnings and sales histories will not justify traditional bank loans or revolving lines of credit
- experiencing cash flow shortages due to a slow turnover in accounts receivable
- start-up businesses with no financing base
- companies with seasonal or uneven sales patterns
- companies whose principals may have bad credit and cannot obtain traditional financing
- have lost their line of credit due to covenant violations
- need export receivable financing, credit protection or purchase order financing
The ability to provide your customers with timely financing is crucial to the success of your business. Consumer Finance Program serves this need by enabling you to deliver an end-to-end financing solution for your customers and their purchases.
Our credit philosophy is to finance assets to creditworthy customers at competitive rates. We have set our credit criteria so as to select a borrower with clean credit who will have a sufficient ability to make payments throughout the term of the agreement.
Eligible Equipment and Loan Terms
Home Improvement
- Water treatment equipment
- Heating/Air Conditioning
- Residential Boilers
- Air Filtration Systems
- Security Systems
- Hot Tubs/Pools
- Roofing/Windows/Doors
- Decks and Patios
- Flooring
- Tankless Water Heaters
- Garages
Health Care
- Cosmetic
- Hair Growth
- Hair Removal
- Dental
- Hearing
- Mobility
- Weight Loss
Power Equipment
- Motorcycles/Scooters/ATV’s
- Personal Watercraft
- Snowmobiles
- Outboard Engines
- Generators
- Lawn & Garden Tractors
- Trailers / RVs
Consumer Durables
- Electronics & Computing
- Fitness Equipment
- Musical Instruments
- Pool Tables
- Sporting & Recreational
- Appliances
Our working capital solutions are designed for two main types of clients:
- growing companies that need additional capital to fuel their growth and take advantage of additional business opportunities, or
- companies that require re-financing or re-structuring of their existing financial structure
Most conventional lenders provide financing only to those companies whose financial ratios fit within certain conservative, narrowly defined parameters. GreenFlow has developed a different approach to help you with your working capital needs.
