Our Team
Leadership Team
Reza Ghazi
CEO
With over 18 years of daily operational and management experience within the Mortgage & Finance industry, Reza has developed many solid business affiliations and entrepreneurial skills throughout this journey. Read more >>
Reza Ghazi
CEO
With over 18 years of daily operational and management experience within the Mortgage & Finance industry, Reza has developed many solid business affiliations and entrepreneurial skills throughout this journey. Reza holds a BA from York University, Masters in Management Innovation & Entrepreneurship from Queen’s University, and a Post-Graduate Certificate in Financial Underwriting from Seneca College. In addition to his role as the CEO, Reza currently serves on the Advisory Board of The Colation of Independent Mortgage Brokers of Canada. He is also an advisor to Forbes Finance Council is an invitation-only organization for senior-level finance executives worldwide. The CMP Young Guns recognized him in 2016 as one of the Canadian Mortgage Industry's 50 brightest young stars. In 2018 and 2020, he was nominated as a Finalist for CMA Awards and in 2018 as a Finalist for the Canadian Mortgage Awards of Excellence. In 2019, he was the Winner of The Community Trust Award for Alternative Broker Specialist of the Year – Business for Self. Reza was also recognized by the Canadian Mortgage Professional (CMP) Magazine, on its CMP Hotlist 2021, as one of the 53 professionals who survived the twists and turns of 2020 turning difficult situations into extraordinary opportunities.
GreenFlow Financial has reached many milestones under Reza's leadership. The CMP recognized the firm Magazine's 2018 Top Brokerages, as one of the 51 brokerages raising the bar in Canada's Mortgage Industry. In 2019 and 2020, the firm was chosen as one of the CMP Top Independent Brokerages.
Reza is passionate about community work, philanthropy, and contributing to initiatives that help our society's overall success at large. Reza previously served in not-for-profit organizations in the areas of Business & Mentoring/ Innovation, Civil Rights & Social Actions, and Youth for several years in different capacities. In March 2014, he was granted the Ontario Volunteer Service Awards from the Ministry of Citizenship & Immigration, Province of Ontario - in recognition of a 5-year Award for continued services.
Anne Goodman-Cuttler
Director of Operations
Anne has over 20 years experience working in Marketing and Finance, both for a large fortune 500 company as well as for her own business. She has a BA in Economics, an MBA from York University, and is a licensed Mortgage Agent. Anne has strong business acumen coupled with a dedication to providing exceptional levels of customer service.
Marketing
Fatemeh Ahmadzadeh
Marketing Project Manager
Fatemeh Ahmadzadeh is a marketer and business analyst with a background in hospitality. She finished her BBA in hospitality management with a specialization in hotel development and finance at GIHE in Switzerland. She further expanded her knowledge on marketing at Imperial College Business School in the UK. Later, she familiarized herself with the north American market during her master’s degree in Management, Innovation and Entrepreneurship (MMIE) at Queen’s University. She has worked in sales, marketing and business analysis in a variety of companies in Switzerland, Hong Kong and Canada.
Fatemeh enjoys learning and educating about financial trends. Her passion for finance and working with people ultimately led her to join GreenFlow Financial.
Business Development Team
Fouad Tfaili
Director of Business Development - Ottawa Region
Fouad specializes in Alternative and Private Lending and has a fresh approach to mortgage financing by arranging mortgages tailored to his clients' needs.
Fouad has a straightforward “no problems, only solutions” approach with each of his clients. With over 18 years of experience in the mortgage industry, he strives to provide the soundest financial advice and service to meet clients' needs across Eastern Ontario & the Greater Toronto Area in English, French or Arabic.
His goal has always been to assist his clients in finding and negotiating the best mortgage terms available. His vast network has allowed him to navigate seamlessly through the ever-changing world of mortgages and lenders.
Nuno Barbuso
Business Development Manager
Nuno has been involved in real estate investments for over ten years, with a focus on residential projects, from forced appreciation, new home developments to the conversion of single-family homes to multi-units in Toronto, and secondary cities. His passion is to guide his clients step-by-step on how to generate passive income with smart investment strategies so they can achieve ultimate financial freedom and escape the 9-5 rat-race.
Nuno also enjoys educating and consulting his clients on how to improve their credit score and strategize mortgages for self-employed individuals.
His advanced education in sustainable home building and technology has allowed him to implement green solutions to his clients' investment projects such as Net-Zero homes to EnergyStar building systems.
Bilal El Toufaili
Operations Manager/BDM - Ottawa Region
Bilal is a committed educator and Financial and Business consultant. He holds a Ph.D. in Management and has several years of experience in Academia, extensive administrative experience, and noticeable experience in the Business world. He has worked for many years as a Business and Financial consultant.
Bilal has published several research papers that focus on management styles and skills and participated in and organized many academic conferences.
He is a passionate Financial advisor who helps clients build, budget, and control their spending while maintaining a good and trustworthy relationship with them.
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Advisory Board
Howard Meier
Howard C. Meier is a seasoned real estate professional with over 25 years of experience in providing domestic and international real estate services to clients in a wide range of industries. Prior to that, Howard was a senior broker and executive for a major Ontario realty service provider, where he received an award for top global sales in 2008. Howard’s numerous industry affiliations include the Certified Commercial Investment Member (CCIM), the National Realtors Association, the Canadian Real Estate Association and Canadian Commercial Council of Realtors, amongst others. He has also acted for several Fortune 500 companies for various lease transactions for office/retail/industrial tenants across Canada.
Barclay Morton
Barclay has over 25 years of leadership experience in both Canada and the US specializing in management, strategic planning, customer experience, and business development. He has held progressively senior leadership positions in the consumer finance, banking and automotive finance verticals.
Most recently, Barclay was the Senior Vice President, Sales & Marketing at Dealnet Capital Corp. He led all sales and marketing efforts across Canada. Driving origination dollars and growing Dealnet’s home improvement dealer network were his two highest priorities. He was a key member of the senior leadership team that led the Dealnet turnaround and successfully positioned it for sale.Read more >>
Barclay Morton
Barclay has over 25 years of leadership experience in both Canada and the US specializing in management, strategic planning, customer experience, and business development. He has held progressively senior leadership positions in the consumer finance, banking and automotive finance verticals.
Most recently, Barclay was the Senior Vice President, Sales & Marketing at Dealnet Capital Corp. He led all sales and marketing efforts across Canada. Driving origination dollars and growing Dealnet’s home improvement dealer network were his two highest priorities. He was a key member of the senior leadership team that led the Dealnet turnaround and successfully positioned it for sale.
Previously, Barclay was a senior leader at Canaccede Financial Group serving as the Director, National Sales & Strategic Partnerships. Directly responsible for designing the B2B market strategy and implementation for the strategic partners group development.
Prior to joining Canaccede Financial Group, Barclay was a Senior Manager at TD Bank - leading all national dealer experience and strategy initiatives for TD Auto Finance. Since joining TD in January 2012, Barclay held other key roles at the Bank including National Manager of Strategic Communications and Manager of Sales Operations.
Prior to joining TD, Barclay spent two years at Expedia Canada as the Head of Sales, and 14 years at Reynolds & Reynolds (Automotive IT segment) in senior roles including Director of OEM Sales (USA) and National Director of Compliance Services (Canada).
Barclay is highly active in his community; he is a Hockey Canada Trained Level II Coach and an assistant coach with the Newmarket Baseball Association. Barclay currently serves as a member of the board for the Umbrel Hospitality Group and is a member of several advisory boards. He also is a member of the Steering Committee at Pickering College. Barclay has been deeply involved in the strategy re-fresh efforts of the school.
Barclay holds a Bachelor of Commerce Degree (Hons., Management Economics) - University of Guelph.
